Net Salary Calculator
Estimate take-home pay across major countries — income tax + social/payroll, simplified.
Quick answer: Net Salary Calculator: estimate take-home pay across major countries — income tax + social/payroll, simplified. Runs entirely in your browser, free, no signup.
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Take-home pay is gross pay minus income tax minus social contributions, and the second term surprises people. Payroll charges like FICA in the US, National Insurance in the UK, or the employee share of social security in Germany can rival income tax itself, which is why your net figure lands well below what a simple "gross minus tax bracket" estimate would suggest.
This estimate is deliberately simplified: it applies national income-tax brackets plus a blended social-charge rate for a single filer with no dependants or special deductions. It excludes state and provincial taxes, tax credits, pension salary sacrifice, and the many allowances that vary by household. Treat the result as a ballpark for comparing offers, not as a payslip.
Because tax brackets are progressive, only the income above each threshold is taxed at the higher rate — so a raise never leaves you with less money overall, despite the persistent "pushed into a higher bracket" myth. To convert an annual figure into a comparable rate for freelance or part-time work, follow up with the salary-to-hourly converter.
Frequently asked questions
- How accurate are these numbers?
- Within a few percent for a simple single-filer with no dependants, deductions or allowances. For a real number, use your country's official payroll calculator or a payroll provider.
- Why don't you support all countries?
- Tax codes are huge and change every year. We've curated six of the most common (US-federal, UK-England, Germany, France, Canada-federal, Australia) using their 2026 brackets. Send us a pull request to add more.
- Are state/provincial taxes included?
- No — federal/national only. Add your state or provincial rate yourself, or use your local government's calculator for the full picture.
- Are my numbers uploaded?
- No — every calculation runs in your browser. Nothing is logged.
- What's the 'social/payroll' rate?
- A blended approximation of the social-security contributions paid by the employee in each country (e.g. ~7.65% in the US for FICA, ~20% in Germany for the employee share). Real rates depend on your status.